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All agents are NOT alike! Find out why The Cindy Knows Indy Team are top real estate experts. Contact us today! 317-472-6817.
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The Cindy Knows Indy Team
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Welcome to The Cindy Knows Indy Team site! Here You Can Find Great Information on The Greater Indianapolis Area Real Estate which includes Indy, Fishers, Geist, Noblesville, Zionsville and more.  Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Greater Indianapolis real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agent(s). As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top producers in the Greater Indianapolis market, we have the experience and track record you are looking for. Please let us help. - Cindy "Knows Indy" Cherf
Lead Agent
The Cindy Knows Indy Team
Your Real Estate Professionals
317-472-6817
Cindy@CindyKnowsIndy.com Buyer's Agent Jennifer Anderson
317-271-5959 Direct
317-748-3796
Jennifer@CindyKnowsIndy.com
|  | | | The Cindy Knows Indy Team | |
Meet our newest member, Cathy Toombs. Cathy is our Listing Coordinator. She has over 8 1/2 years in real estate and has that special touch in dealing with our clients. She specializes in homes that may be hard to sell or is an expert at staging a home to sell quick! |  | | | Cathy Toombs | |
Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
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