Meet Cindy Cherf Cindy has been in residential real estate sales for over 10 years and has worked hard to develop a qualified team of real estate leaders to assist her. |  | | | Cindy "Knows Indy" Cherf ~ Team Leader | |
Cindy was formerly a Sales Director for Discovery Toys. She spent 10 years with them. During that time she was awarded the Discovery Toys Woman of the Year and was a Discovery Toys Presidents Club Achiever seven times. She is committed to professionalism and uses her extensive experiences to assist buyers and sellers in residential real estate. |  | | | Jennifer Anderson ~ Buyers Specialist | |
Jennifer has lived in the Indianapolis area for most of her life. She currently lives in the Zionsville area with her husband and two children. She has worked with and for local builders and has been in real estate for 5 years. She specializes in helping buyers get the home of their dreams. The favorite part of her job is knowing how many client are happy in their new homes. She enjoys working with first time buyers as well as move up clients. Her positive and "go get'em" attitude is appreciated by her clients. 
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Titles >Ways to Hold Title
When two or more people purchase property together, there are three ways that the title can be held. Knowing the implications of each form of ownership will help you decide how to write your deed.
"Tenancy by the entireties" is reserved exclusively for married people. Both husband and wife own an undivided interest in the property. On the death of one party, the surviving spouse owns the entire property and no probate will be necessary. When unmarried persons buy a home together, they should seek legal advice regarding how title should be held. As "tenants in common" each party owns a percentage interest in the property. On the death of one party his or her interest does not go to the surviving owner but is distributed in accordance with the will of the deceased, whose estate must be probated. As "joint tenants" each party owns an undivided, equal interest that passes automatically to the surviving joint tenant. Probate is not necessary if the deed reads "joint tenants with rights of survivorship".
It is important to know that in most courts, if a deed is written without specification of how title is held, the property is titled as "tenants in common."
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The Cindy Knows Indy Team Keller Williams Realty 11711 N. Meridian Suite 100 Carmel, IN 46032 Phone: 317-846-6553 Fax: 317-846-5959 Cell: 317-370-3730 Cindy's Email: Cindy@CindyKnowsIndy.com
The Cindy Knows Indy Team is a team of full-time real estate professionals who's only focus is to ensure client satisfaction with prompt and personal & professional attention. We have extensive experience in workig with sellers and buyers within the ENTIRE Indianapolis and surrounding areas.    
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